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Forced to Retire at 45!

Saturday, February 14th, 2015 Posted in Retirement | No Comments »

According to several recent studies, the age of 45 is becoming the new age of retirement in the work force, at least from a career job in large companies. The ... Read more..

Opportunity Cost – Student Loans

Saturday, February 7th, 2015 Posted in Student Debt | No Comments »

What is opportunity cost and how does it relate to student loans? Let's say you have $50,000 which is about the cost of the average student loan. You probably do ... Read more..

Future Money Trends to Consider

Friday, January 30th, 2015 Posted in Financial Advice | 1 Comment »

We decided to write this post about future money trends since it is the start of the new year and we have just finished paying for the holiday expenses. Now ... Read more..

Biggest Financial Mistakes

Wednesday, January 21st, 2015 Posted in Financial mistakes | No Comments »

There are lots of theory's about how to manage your finances and prepare for retirement.  Meeting goals that you may have or just living the kind of life that you ... Read more..

Pockets of financial risk

Wednesday, January 14th, 2015 Posted in Financial mistakes | No Comments »

There are lots of risk areas in today's market outlook. The bull market has been running for a long time and is due for a correction. The markets are volatile ... Read more..

Financial Rules for the Road Ahead

Saturday, January 10th, 2015 Posted in Financial Advice | No Comments »

Looking to improve your money management in the years ahead? Here are 31 rules for the Financial Rules for the Road Ahead. While they might not all apply to your ... Read more..

Can You Afford Your Home in Retirement

Wednesday, January 7th, 2015 Posted in Down Sizing | No Comments »

Your home is paid off, your car is paid for, although it probably should be replaced in a few years since it is a few years old, but still in ... Read more..

Reducing Expenses

Wednesday, December 31st, 2014 Posted in Budget | No Comments »

One of the best ways to reducing expenses is to tackle all areas of your cash flow for you and your family. The following areas are possibilities for reducing expenses ... Read more..

Pay Off Debt the Right Way

Sunday, December 21st, 2014 Posted in Debt Freedom | 1 Comment »

Consumers can save themselves a great deal of money if they can pay off debt the right way. They can reduce the overall amount of interest they pay on this ... Read more..

Year End Investment Review

Sunday, December 14th, 2014 Posted in Investing | No Comments »

The following are the steps you need to consider as part of your Year-End Investment Review. Perform a financial Year End Investment Review Once or twice a year perform a year-end investment ... Read more..

Retirement Mortgage

Sunday, December 7th, 2014 Posted in Retirement | No Comments »

Thirty percent of Americans 65 years and older are carrying a mortgage. Those that are not carrying a mortgage into retirement, may also be carrying lines of credit. Perhaps also ... Read more..

Are Mutual Funds too Expensive

Friday, November 21st, 2014 Posted in Investing | No Comments »

Are Mutual Funds too Expensive ? This chart would certainly appear to support the case that they are in fact expensive and can have a significant impact on your savings ... Read more..

Can you count on a pension to stay afloat in retirement

Friday, November 7th, 2014 Posted in Retirement | No Comments »

Can you count on a pension to stay afloat in retirement from the government or from your employer? The lucky ones will be able to say yes as long as ... Read more..

Credit Card Annual Fee

Tuesday, October 21st, 2014 Posted in Credit Cards | No Comments »

Would you pay a credit card annual fee for a credit card that gives you a number of benefits. I guess it depends on what those benefits are and whether ... Read more..

Avoid These Money Mistakes

Tuesday, October 7th, 2014 Posted in Financial mistakes | No Comments »

Avoiding money mistakes, whether we are in our teens, twenties or approaching middle age, we all feel that we will live for ever, we will remain healthy and retirement is ... Read more..

Manage Investment Volatility

Sunday, September 21st, 2014 Posted in Investing | No Comments »

Many investors find that stock market volatility gives them a great deal of concern. But there is an approach to manage investment volatility that will not keep you awake at ... Read more..

Get a Credit Card Today

Sunday, September 7th, 2014 Posted in Credit Cards | No Comments »

It is so easy to get a credit card today, with limited creditworthiness, low credit ratings and sometimes even with bad credit. You would almost think that these salespeople are ... Read more..

Are you planning to Leave an Inheritance

Thursday, August 21st, 2014 Posted in Retirement | No Comments »

Are you planning to leave an inheritance? Apparently 46% of boomers plan to leave an inheritance to their kids and other family members. This is a noble thing to do ... Read more..

Are Your Savings on Track for Retirement

Thursday, August 7th, 2014 Posted in Retirement | No Comments »

Are your savings on track for retirement? Many consumers do not even give it a seconds thought until they suddenly find themselves being pushed out of their jobs early due ... Read more..

Banks stop offering payday-like loans

Monday, July 21st, 2014 Posted in Debt Management | No Comments »

It is about time that banks stop offering payday-like loans. Payday loans are notoriously expensive for consumers. When interest rates are so low, consumers should be able to find loans ... Read more..

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