The Finance Blogger


How To Fix My Bad Credit Score Fast

How To Fix My Bad Credit Score FastMaintaining good credit is a continuous activity that must be paid attention to each and every day. There are the big things such as making sure that you never miss a payment on anything. But there are a lot of other activities that each consumer needs to think about if they want to maintain their credit score. If your credit score is already bad, then there are some things that you can do to fix it quickly depending on your situation. If you can fix your credit score fast then you will be able to borrow money easier and at much lower cost for both interest rates and fee’s.

How To Fix My Bad Credit Score Fast

The following is a list of actions you can take to improve your credit score. Apply those that fit your situation:

  • Pay all bills, rent, utilities, loans and credit card payments on time all of the time.
  • Over due accounts should be address immediately, talk to the lender to find a solution that does not impact your credit score.
  • Keep your monthly debt payments to less than 35% of your monthly gross income.
  • Reduce the number of credit cards you have to no more than 3 and no more than a total of $15,000 in total debt
  • Consolidate your loans and debt into one low interest payment
  • Never default on a loan of any kind, always repay the loan.

These are the big ones. Pay attention to these items all of the time and you will be well on the way to fixing your credit score.

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